We are a firm of financial advisers based in Banbridge with 20 Years Experience. We provide advice to both individuals and companies on all aspects of financial planning developing a long-term relationship through fully understanding our clients' needs, wants and aspirations, then prioritising objectives and carrying out regular reviews to see consistent progress towards these goals.


Our philosophy is that each individual’s circumstances are unique, and we encourage each client to discuss their goals and aspirations so that we can help you assess the value of any planning already in place, and help you develop a personalised action plan towards achieving your objectives.

Enclosed is a copy of our Client Agreement , setting out our Levels of Service and Remuneration Choices.

Enclosed is our Mortgage Agreement , about our mortgage services and Fees.

There may be a fee for mortgage advice, the precise amount of the fee will depend upon your circumstances but we estimate that it will be £295.00

Spratt Financial Services Ltd  Registered in Northern Ireland No.NI 053377
5 Bannview Hts Banbridge Co.Down Bt32 4LZ
Authorised And Regulated By The Financial Conduct Authority 
We are on the Financial Services Register  No. 429148
The Financial Conduct Authority does not regulate will writing, taxation and trusts advice and some aspects of buy to let mortgages
The Information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK